Short Term Car Insurance
Car insurance costs are spiralling upwards and there is no sense in having insurance that you don't need. If you are only likely to want cover for a short period, why not consider short term car insurance? You can get more details here
Credit card tips
These simple tips for credit cards will save money and improve your credit score. This information can also help you steer clear of expensive debt. Bear in mind that the use of credit card incentives, which are usually designed to encourage you to spend more, rarely offer any real value to the typical credit card holders.
Get a credit report
Order your report from each
of the companies consumer credit reports: Equifax, Experian and
TransUnion doing a simple Internet search to find their websites.
You can order your free credit report every 12 months.
Check your post
The Credit Card Act 2009
created new rules requiring more disclosure of fees, charges and
interest rates. The final changes were implemented in August 2010.
There are fewer cards that
charge no annual fee. If you are holding an airline or another card
that offers points you are sure to pay fees of between $ 50 to $ 80
per year or more.
Pay CC bills on time!
Credit cards are often the
most expensive way to buy something. Minimum payments are never
enough to pay its debt in the short term. Pay a minimum of 3% on a
balance of £3.000 at, say, 18% interest, and you can expect to be
paying for the next 10 years or more.
Copyright Ian Hart 2010